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Buy-to-Let Rental Yield Calculator

Note: This tool is for illustration only and is not financial advice. Figures are estimates — always verify with a qualified adviser before investing.

Your property

Enter your numbers — results update as you type.

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Your yield

Gross uses rent only; net subtracts your running costs.

Gross yield
Net yield
0%3%6%9%12%+
Annual rent
Less: management fee
Less: void periods
Less: maintenance
Less: insurance
Less: mortgage interest
Net annual income

How the calculation works

Gross yield = (annual rent ÷ purchase price) × 100. It is quick but ignores your costs.

Net yield = ((annual rent − running costs) ÷ purchase price) × 100. Running costs here include the management fee, an allowance for void periods, maintenance, insurance and any mortgage interest you enter. Net yield gives a far more realistic picture of your actual return.

Remember: yield is only part of the picture. Capital growth, tax (including the impact of Section 24 for individual landlords) and your financing structure all affect real returns. See our limited company BTL guide for more.

Frequently asked questions

What is a good net rental yield in the UK?

Net yields around 5% or above are generally considered strong, though this varies significantly by region. Northern cities often show higher yields than London and the South East.

Should I use gross or net yield?

Use net yield for decisions. Gross yield is useful for quickly comparing headline figures, but net yield reflects what you actually keep after costs.