@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Sora:wght@700;800&display=swap');

:root{
/* ---- New design-system palette ---- */
--primary:#0070F3;--primary-dark:#0051B5;--primary-light:#E8F1FF;
--accent:#00C48C;--accent-amber:#F59E0B;--danger:#EF4444;
--slate:#374151;--slate-mid:#6B7280;--slate-light:#9CA3AF;
--bg:#F9FAFB;--bg-card:#FFFFFF;--bg-tint:#F0F6FF;
/* ---- Type scale ---- */
--text-xs:0.72rem;--text-sm:0.85rem;--text-base:0.95rem;--text-lg:1.05rem;--text-xl:1.2rem;--text-2xl:1.5rem;--text-3xl:2rem;--text-4xl:2.75rem;--text-5xl:3.5rem;
/* ---- Legacy variables remapped onto new palette (preserved for inline HTML refs) ---- */
--navy:#0A1628;--navy-mid:#152238;
--teal:#00C48C;--teal-light:#059669;
--gold:#F59E0B;--gold-light:#FBBF24;
--cream:#F9FAFB;--cream-dark:#EEF1F5;
--white:#FFFFFF;
--text-dark:#0A1628;--text-mid:#374151;--text-light:#9CA3AF;
--border:#E5E7EB;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--navy);line-height:1.6}

/* Compliance bar */
.compliance-bar{background:var(--primary-light);color:var(--primary);font-size:0.72rem;text-align:center;padding:8px 20px;line-height:1.4}
.compliance-bar a{color:var(--primary);font-weight:600;text-decoration:none}

/* Navigation */
nav{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.nav-inner{max-width:1140px;margin:0 auto;padding:0 32px;display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{display:none}
.logo-text{font-family:'Inter',sans-serif;font-size:1.3rem;font-weight:800;color:var(--navy)}
.logo-text span{color:var(--primary);font-weight:800}
.nav-links{display:flex;align-items:center;gap:28px;list-style:none}
.nav-links a{font-size:0.875rem;font-weight:500;color:var(--slate-mid);text-decoration:none;transition:color 0.2s}
.nav-links a:hover,.nav-links a.active{color:var(--primary)}
.nav-cta{background:var(--primary);color:var(--white)!important;padding:10px 20px;border-radius:8px}
.nav-cta:hover{background:var(--primary-dark)!important}

/* Article hero (primary bg, not navy) */
.article-hero{background:var(--primary);padding:52px 32px 44px;position:relative;overflow:hidden}
.article-hero::before{content:'';position:absolute;inset:0;background-image:repeating-linear-gradient(45deg,rgba(255,255,255,0.05) 0,rgba(255,255,255,0.05) 1px,transparent 1px,transparent 40px)}
.article-hero-inner{max-width:860px;margin:0 auto;position:relative;z-index:2}
.breadcrumb{font-size:0.78rem;color:rgba(255,255,255,0.7);margin-bottom:16px}
.breadcrumb a{color:rgba(255,255,255,0.85);text-decoration:none}.breadcrumb a:hover{color:var(--white)}
.article-tag-pill{display:inline-block;background:var(--white);border:1px solid var(--white);color:var(--primary);font-size:0.72rem;font-weight:700;letter-spacing:0.07em;text-transform:uppercase;padding:4px 12px;border-radius:100px;margin-bottom:16px}
.article-hero h1{font-family:'Sora',sans-serif;font-size:clamp(1.7rem,3.5vw,2.4rem);font-weight:800;color:var(--white);line-height:1.12;letter-spacing:-0.02em;margin-bottom:16px}
.article-meta-row{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-bottom:20px}
.meta-item{font-size:0.8rem;color:rgba(255,255,255,0.8);display:flex;align-items:center;gap:5px}
.affiliate-notice{background:rgba(255,255,255,0.14);border:1px solid rgba(255,255,255,0.25);border-radius:8px;padding:12px 16px;font-size:0.78rem;color:rgba(255,255,255,0.85);line-height:1.5}
.affiliate-notice strong{color:var(--white)}

/* Article layout */
.article-body-wrap{max-width:1100px;margin:0 auto;padding:48px 32px 64px;display:grid;grid-template-columns:1fr 280px;gap:28px;align-items:start}
.article-content{min-width:0}
.article-content h2{font-family:'Inter',sans-serif;font-size:1.4rem;font-weight:700;color:var(--navy);margin:36px 0 14px;letter-spacing:-0.01em;border-left:3px solid var(--primary);padding-left:12px}
.article-content h2:first-child{margin-top:0}
.article-content h3{font-family:'Inter',sans-serif;font-size:1.1rem;font-weight:600;color:var(--navy);margin:24px 0 10px}
.article-content p{font-size:0.95rem;color:var(--slate);line-height:1.85;margin-bottom:16px}
.article-content ul,.article-content ol{margin:12px 0 20px 22px;display:flex;flex-direction:column;gap:8px}
.article-content li{font-size:0.93rem;color:var(--slate);line-height:1.7}
.article-content strong{color:var(--navy);font-weight:600}
.article-content a{color:var(--primary);text-decoration:none}.article-content a:hover{text-decoration:underline}

/* Comparison table */
.comparison-table-wrap{overflow-x:auto;margin:24px 0}
.comparison-table{width:100%;border-collapse:collapse;font-size:0.88rem}
.comparison-table th{background:var(--primary);color:var(--white);padding:12px 16px;text-align:left;font-weight:600;font-size:0.82rem;letter-spacing:0.02em}
.comparison-table td{padding:12px 16px;border-bottom:1px solid var(--border);color:var(--slate);vertical-align:top;font-size:0.88rem}
.comparison-table tr:nth-child(even) td{background:#F9FAFB}
.comparison-table tr:nth-child(odd) td{background:var(--white)}
.comparison-table tr:last-child td{border-bottom:none}
.comparison-table .product-name{font-weight:600;color:var(--navy)}
.tag-good{display:inline-block;background:#DCFCE7;color:#15803D;font-size:0.72rem;font-weight:700;padding:2px 8px;border-radius:4px}
.tag-avg{display:inline-block;background:#FEF9C3;color:#854D0E;font-size:0.72rem;font-weight:700;padding:2px 8px;border-radius:4px}
.tag-check{color:var(--accent);font-weight:700}
.tag-cross{color:var(--danger)}

/* CTA box */
.cta-box{background:var(--primary);border-radius:8px;padding:24px 28px;margin:28px 0;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.cta-box-text h4{font-family:'Inter',sans-serif;font-size:1.1rem;font-weight:700;color:var(--white);margin-bottom:4px}
.cta-box-text p{font-size:0.82rem;color:rgba(255,255,255,0.85);line-height:1.5}
.cta-box-text .cta-disclaimer{font-size:0.72rem;color:rgba(255,255,255,0.6);margin-top:6px}
.btn-cta{background:var(--white);color:var(--primary);padding:12px 22px;border-radius:6px;font-weight:600;font-size:0.9rem;text-decoration:none;white-space:nowrap;transition:background 0.2s;display:inline-block}
.btn-cta:hover{background:var(--primary-light)}

/* Buttons */
.btn-primary{background:var(--primary);color:var(--white);font-weight:600;border-radius:8px;padding:12px 24px;text-decoration:none;display:inline-block;transition:background 0.2s}
.btn-primary:hover{background:var(--primary-dark)}
.btn-ghost{background:transparent;border:2px solid var(--white);color:var(--white);font-weight:600;border-radius:6px;padding:10px 22px;text-decoration:none;display:inline-block}
.btn-secondary{background:transparent;border:2px solid var(--primary);color:var(--primary);font-weight:600;border-radius:6px;padding:10px 22px;text-decoration:none;display:inline-block;transition:background 0.2s}
.btn-secondary:hover{background:var(--primary-light)}

/* Info / warning / verdict boxes */
.info-box{background:var(--bg-tint);border:1px solid var(--border);border-left:4px solid var(--primary);border-radius:8px;padding:18px 20px;margin:20px 0;font-size:0.88rem;color:var(--slate);line-height:1.7}
.info-box strong{color:var(--navy)}
.warn-box{background:#FFF7ED;border:1px solid #FED7AA;border-left:4px solid var(--accent-amber);border-radius:8px;padding:18px 20px;margin:20px 0;font-size:0.88rem;color:#7C2D12;line-height:1.7}
.verdict-box{background:var(--navy);border-radius:8px;padding:28px 32px;margin:32px 0}
.verdict-box h3{font-family:'Inter',sans-serif;font-size:1.2rem;font-weight:700;color:var(--accent);margin-bottom:12px}
.verdict-box p{font-size:0.9rem;color:rgba(255,255,255,0.7);line-height:1.8}

/* Sidebar */
.article-sidebar{position:sticky;top:84px;display:flex;flex-direction:column;gap:20px}
.sidebar-card{background:var(--white);border:1px solid var(--border);border-radius:8px;padding:20px}
.sidebar-card h4{font-family:'Inter',sans-serif;font-size:0.95rem;font-weight:700;color:var(--navy);margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--border)}
.toc-list{list-style:none;display:flex;flex-direction:column;gap:8px}
.toc-list a{font-size:0.82rem;color:var(--slate-mid);text-decoration:none;line-height:1.4;display:block;padding:4px 0;border-left:2px solid transparent;padding-left:10px;transition:all 0.2s}
.toc-list a:hover{color:var(--primary);border-left-color:var(--primary)}
.related-list{list-style:none;display:flex;flex-direction:column;gap:10px}
.related-list a{font-size:0.82rem;color:var(--primary);text-decoration:none;line-height:1.4}.related-list a:hover{text-decoration:underline}
.disclaimer-sidebar{font-size:0.75rem;color:var(--slate-mid);line-height:1.6;background:var(--bg-tint);border-radius:8px;padding:14px}

/* Category page */
.category-hero{background:var(--primary);padding:64px 32px 56px;position:relative;overflow:hidden}
.category-hero::before{content:'';position:absolute;inset:0;background-image:repeating-linear-gradient(45deg,rgba(255,255,255,0.05) 0,rgba(255,255,255,0.05) 1px,transparent 1px,transparent 44px)}
.category-hero-inner{max-width:1140px;margin:0 auto;position:relative;z-index:2}
.category-hero h1{font-family:'Sora',sans-serif;font-size:clamp(2rem,4vw,3rem);font-weight:800;color:var(--white);line-height:1.1;letter-spacing:-0.02em;margin-bottom:16px}
.category-hero p{color:rgba(255,255,255,0.82);font-size:1.05rem;max-width:580px;line-height:1.7}
.category-body{max-width:1140px;margin:0 auto;padding:48px 32px 64px}
.section-label{font-size:0.75rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--primary);margin-bottom:10px}
.section-title{font-family:'Inter',sans-serif;font-size:clamp(1.5rem,2.5vw,2rem);font-weight:800;color:var(--navy);line-height:1.15;letter-spacing:-0.02em;margin-bottom:12px}
.section-sub{font-size:0.95rem;color:var(--slate);line-height:1.7;margin-bottom:32px}
.articles-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;margin-bottom:48px}

/* Article cards */
.article-card-v2{background:var(--white);border:1px solid var(--border);border-radius:8px;overflow:hidden;text-decoration:none;color:inherit;transition:transform 0.2s,box-shadow 0.2s;display:flex;flex-direction:column}
.article-card-v2:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,0.1)}
/* Card thumb category gradients — default Banking; override per category below */
.card-thumb{height:120px;background:linear-gradient(135deg,#0070F3,#0051B5);display:flex;align-items:center;justify-content:center;font-size:2rem;position:relative;color:#fff}
/* Category modifier hooks: add .cat-investment / .cat-property / .cat-calculator to .card-thumb */
.card-thumb.cat-banking{background:linear-gradient(135deg,#0070F3,#0051B5)}
.card-thumb.cat-investment{background:linear-gradient(135deg,#00C48C,#059669)}
.card-thumb.cat-property{background:linear-gradient(135deg,#8B5CF6,#6D28D9)}
.card-thumb.cat-calculator{background:linear-gradient(135deg,#F59E0B,#D97706)}
.card-thumb-bg{position:absolute;inset:0;opacity:0.12;background-image:linear-gradient(45deg,rgba(255,255,255,0.6) 25%,transparent 25%),linear-gradient(-45deg,rgba(255,255,255,0.6) 25%,transparent 25%);background-size:18px 18px}
.card-tag{position:absolute;top:10px;left:10px;background:rgba(255,255,255,0.9);color:var(--primary);font-size:0.68rem;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;padding:3px 9px;border-radius:100px}
.card-body{padding:18px;flex:1;display:flex;flex-direction:column}
.card-title{font-family:'Inter',sans-serif;font-size:0.95rem;font-weight:700;color:var(--navy);line-height:1.35;margin-bottom:8px}
.card-excerpt{font-size:0.82rem;color:var(--slate);line-height:1.6;flex:1}
.card-meta{font-size:0.78rem;color:var(--slate-light);margin-top:12px;padding-top:10px;border-top:1px solid var(--border);display:flex;justify-content:space-between}

/* Generic article-card alias (kept for markup that uses .article-card / category pill) */
.article-card{background:var(--white);border:1px solid var(--border);border-radius:8px;overflow:hidden;text-decoration:none;color:inherit;transition:transform 0.2s,box-shadow 0.2s;display:flex;flex-direction:column}
.article-card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,0.1)}
.category-pill{display:inline-block;background:rgba(0,112,243,0.15);color:var(--primary);font-size:0.68rem;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;padding:3px 9px;border-radius:100px}

/* Footer (kept dark navy) */
footer{background:var(--navy);color:rgba(255,255,255,0.5);padding:40px 32px 28px}
.footer-inner-simple{max-width:1140px;margin:0 auto;display:flex;justify-content:space-between;align-items:flex-start;gap:24px;flex-wrap:wrap}
.footer-legal{font-size:0.78rem;line-height:1.7;max-width:680px;color:rgba(255,255,255,0.45)}.footer-legal strong{color:rgba(255,255,255,0.6)}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}.footer-links a{font-size:0.78rem;color:rgba(255,255,255,0.5);text-decoration:none}.footer-links a:hover{color:var(--accent)}
.footer-copy{font-size:0.75rem;color:rgba(255,255,255,0.35);margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,0.08)}

@media(max-width:900px){.article-body-wrap{grid-template-columns:1fr}.article-sidebar{position:static}}
@media(max-width:680px){.nav-links{display:none}.article-body-wrap{padding:32px 20px 48px}.category-body{padding:32px 20px 48px}.cta-box{flex-direction:column}}